
Sticker shock doesn’t begin to describe the emotions that come with finding out the accessible van you need may cost a small fortune. We can save the bigger discussion about how broken the system is for another time, because when you get out of rehab or are ready to be out and about, the only question that matters is “How do I pay for this?”
Fortunately, there are a number of resources and options that may spare you mortgaging your home for a new set of wheels. Before you commit $60-$100k to a new vehicle, though, see if there are any used options locally. Your local mobility dealer likely resells trade-ins, and many people list used vans on Craigslist and Facebook Marketplace at significant discounts.
“The first thing you need to do is research your options,” says Vicky Aubry, a T10 para who has worked for adapted vehicle dealers for over 30 years. To protect your investment, she urges everyone to consult with an expert at an adapted dealership, even if you aren’t buying from it. “Knowledge is power and adapted dealers often know of financing options and other information, like whether parts are still available for older models,” she says.
After 23 years as a C5-6 quad, Casey Moore knew what van and controls he needed to return to work and maximize his independence, but he also knew the price tag was likely out of his range. That’s where vocational rehab came in.
“I told my voc rehab counselor I had a job opportunity but I needed to be able to drive independently as a C5-6 quad,” he says. “It took a couple of years, but voc rehab ended up paying 100% of the cost of my new van and … adaptive controls — that’s around $130,000 I would never have been able to afford.”
Member Tip:
If you’re buying a used adapted van, make sure to get the conversion checked as rigorously as the vehicle. For the cost of one to two hours of labor, a knowledgeable inspector can save you from buying a lemon or a vehicle that you won’t be able to get parts for.
— Vicky Aubry, Portland

Whether you opt for voc rehab, the Department of Veterans Affairs, or community support, there are more ways than ever to meet what may seem like an unpayable bill (see below). With a coordinated effort and a little luck, you should be able to lighten that sticker shock and eventually drive home your ticket to more independence.
United Spinal Resource Center’s Most Frequently Asked Question
How do I pay for the accessible minivan that I need?
This is one of the most common questions we receive in the resource center. Look for a used vehicle for more savings. Check in with your local mobility dealer to learn what’s available in your area. Visit the National Mobility Equipment Dealers Association website to find a dealer near you. Networking with other members of your local disability community, including local United Spinal Association chapters and centers for independent living, can help you learn about available options. Start local.
Many vehicle manufacturers offer mobility assistance reimbursement for accessible vehicles, typically about $1,000.
If your vehicle will be used for employment, your local vocational rehabilitation agency may provide funding for vehicle modifications. These VR agencies may have stipulations on the age of the vehicle. Before investing in any vehicle, check with your VR to learn about their criteria. If you’re a veteran, you may be eligible for an automobile allowance from Veterans Affairs.
Contact the assistive technology program in your state to learn about local funding options such as alternative loans for people with disabilities. These low interest loans can be used for vehicles and vehicle modifications in many cases.
Many individuals have found success paying for their vehicles by coordinating fund drives through their church congregations or local service clubs, while others have used crowdfunding platforms. Fully explore and compare any crowdfunding platform under consideration to learn about any tax implications or impact on public benefits.
Help Hope Live is a nonprofit organization that offers fundraising assistance for people with complex medical conditions. Help Hope Live offers advantages, like support from a team of coordinators, press support, social media campaigns, tax-deductible donations and more.
Make sure to visit United Spinal’s listing of available grants for people with disabilities — see Best of Web Resources — to learn about funding offered by various organizations. The grants are categorized by area of focus, each with its own eligibility criteria.
— Jane Wierbicky
Resources
Best New Mobility Articles
Basics of Buying an Adaptive Van: Tim Gilmer covers various funding sources, including VR, VA, nonprofits, and local resources, that can help you pay for an accessible van.
Tips for Buying a Used Wheelchair Van: NM’s longtime Motorvation columnist, Mike Collins, guides you through the process of purchasing a used wheelchair-accessible van as an alternative to expensive new options.
Affordable Vans and Cars: More help on ways to reduce the financial barriers associated with purchasing accessible vehicles, especially wheelchair vans.
Best of the Web Resources
Help Hope Live
This national nonprofit goes beyond simply hosting a crowdfunding campaign, with personalized support, the ability to make tax-free donations and more.
United Spinal Resource Center: Available Grants For People With A Disability
A thorough listing of SCI and disability-related grants that may help with fundraising for a new vehicle.
Videos via SpinalPedia.com
How to Fundraise for a Wheelchair Van by The Chronic Health Advocate
How to Get a Free Wheelchair Van by Low Income Relief
Member Tip:
We started with our local community board and got awarded $17,000 through their unmet-needs fund. We found $2,500 in rebates, including one that was tied to using Help Hope Live. We’d already tried GoFundMe and had almost raised enough, but went ahead to secure the rebate. Help Hope Live proved to be really helpful and we had a short but successful campaign. We ended up raising almost $42,000.
— Katie Muench, Aurora, Colorado



The federally authorized Alternative Finance Programs (AFP) for Assistive Technology can also be a great resource for purchasing adapted vehicles. In Pennsylvania, the state’s AFP is Pennsylvania Assistive Technology Foundation. They have 0% interest loans ($100 to $7000) and 3.75% interest loans ($7001 to $65,000) to help people purchase assistive technology like adapted vehicles.
If your disability happened before you were 26, check out an ABLE account to help pay for an accessible van.